Exclusive

Publication

Byline

Credit card delinquencies hit Rs.33,886 crore: 5 simple habits to avoid falling into debt trap

New Delhi, July 29 -- Credit card delinquencies in the country surged by 44 per cent year-on-year, reaching a whopping Rs.33,886 crore as of March 2025, according to a recent report by The Indian Expr... Read More


5 brutal consequences of exceeding your credit card limit

New Delhi, July 28 -- Exceeding your credit card limit can result in hefty penalties, higher interest rate charges, stricter repayment terms and a sharp decline in your credit score. Given comfort and... Read More


5 key things to know before taking a personal loan for debt consolidation

New Delhi, July 28 -- If you have multiple debt obligations such as credit card dues, BNPL loans, or have personal loan or home loan EMIs pending then in such a case, a personal loan for debt consolid... Read More


ITR filing 2024-25: Why you should file your income tax return even with zero liability

New Delhi, July 28 -- As the income tax return (ITR) submission deadline nears, which was extended until 15 September 2025 for assessment year 2025-26, several individuals with no taxable income are q... Read More


Why personal loans are better than credit cards, gold loans, or home loans

New Delhi, July 25 -- Personal loans have become a preferred financial tool for individuals aspiring for swift and flexible availability of funds, without tying up their assets. Whether you are coveri... Read More


How to spot and fix credit report errors that lower your credit score

New Delhi, July 25 -- Every small inaccuracy in your credit report can quietly bring down your credit score. Thus lowering your chances of securing a personal loan or credit card. Now it is a given th... Read More


Income tax filing FY 2024-25: Common delays, penalties, and how to avoid them

New Delhi, July 25 -- Many taxpayers delay and put off filing their income tax returns (ITRs) until the last moment. This leads to delay in refunds, avoidable stress and possibility of financial penal... Read More


ITR filing FY 2024-25: 5 smart home loan tax benefits every taxpayer should know

New Delhi, July 24 -- If you are a homeowner in the country, it's important to be aware of the key tax benefits available when filing your Income Tax Return (ITR) for FY 2024-25. To make the most of y... Read More


How a 610 credit score affects personal loan approval and what borrowers should know

New Delhi, July 24 -- A credit score of 610 is categorised as 'fair' and sits at the lower end of most lenders' eligibility spectrum. While such a score is not a complete barrier to obtaining new pers... Read More


With home loan interest rates falling after RBI rate cut, should you refinance or prepay?

New Delhi, July 24 -- In June 2025, the Reserve Bank of India (RBI) reduced the repo rate by 50 basis points, marking the beginning of a measured rate cut cycle. This move followed a sharp decline in ... Read More