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Gold, silver prices today, 6 July: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

New Delhi, July 6 -- The price of the yellow metal in India's retail market declined on Monday, 6 July, amid hopes of a sustained global economic recovery, bolstered by a hopeful end to the war in the... Read More


EPF interest after retirement at 58 continues until 61. Here's right time to withdraw your savings

New Delhi, July 6 -- If you have retired at the age of 58 but have not withdrawn your Employees' Provident Fund (EPF) savings, there is good news. Your retirement corpus can continue earning interest ... Read More


8th Pay Commission enters next phase: Stakeholder meetings begin in Odisha today; here's the progress so far

New Delhi, July 6 -- The 8th Pay Commission has now entered a decisive phase, as it begins stakeholder consultations in Bhubaneswar, Odisha, today. It will be a two-day event ending on 7 July, during ... Read More


EPF vs Labour Codes: If basic pay must be 50%, why is PF capped at Rs.1,800?

New Delhi, July 6 -- Are you a salaried employee? Have you ever taken a close look at your payslip to understand how your salary is structured? If not, now might be a good time. Recent developments a... Read More


EPFO's Rs.1,800 EPF contribution cap explained: Who benefits more - employees or employers?

New Delhi, July 6 -- EPFO's new clarification on provident fund contributions could mean a bigger monthly pay cheque for some employees while giving employers greater certainty over payroll costs. Un... Read More


Senior citizen FD rates in July 2026: HDFC Bank, PNB, YES Bank, Equitas and other banks offer up to 8.50%; check details

New Delhi, July 6 -- Are you a senior citizen looking to secure a stable and predictable return on your hard-earned money? Do you have a proper financial plan to combat the current wave of inflation a... Read More


How to improve your credit score from 600 to 750 with smart financial habits and better credit management

New Delhi, July 4 -- A credit score is like a financial report card. It is a three-digit number issued by leading credit bureaus in the country. This is a number that can improve your chances of secur... Read More


Can a Rs.15 lakh FD generate Rs.1 lakh annual income? Here's the simple calculation

New Delhi, July 4 -- In the current geopolitical scenario, where global equity markets are enduring difficult times due to the ongoing dispute between the US and Iran, fixed deposits (FDs) remain one ... Read More


7 personal finance rules everyone should know before turning 30 to build lasting wealth

New Delhi, July 4 -- Having a good salary is just one factor that can help an individual live a meaningful and happy life. There are several other factors that play a key role in making life meaningfu... Read More


Smart tax planning for retirees: Pensioner ITR 2026 guide to deductions, benefits, and tax regimes

New Delhi, July 3 -- Even after retirement, tax responsibilities remain. Especially for individuals who receive a pension, who continue to generate income. Not only this, but generally, retirees also ... Read More