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How to invest in gold mutual funds for portfolio diversification and wealth creation as gold hits record highs

New Delhi, Sept. 29 -- Gold mutual funds have emerged as a convenient way for aspiring investors to gain exposure to the precious metal segment. This is particularly significant given the epic bull ru... Read More


What to do immediately if your credit card is lost? A step-by-step guide

New Delhi, Sept. 26 -- Losing a credit card can be a very challenging experience, especially when you have to deal with the possibility of fraudulent transactions. Still, in such cases, it is crucial ... Read More


Does your credit score impact visa applications? The truth explained

New Delhi, Sept. 26 -- A credit score does not directly determine visa approvals, but it plays a noteworthy role in presenting a strong financial profile that may indirectly influence the outcome of v... Read More


How does a credit card balance transfer affect your credit score?

New Delhi, Sept. 26 -- A credit card balance transfer provides cardholders with an opportunity to consolidate their debt and save on interest. Still, its impact on one's credit score depends on how th... Read More


Navratri 2025: Personal loan hacks to celebrate without money stress

New Delhi, Sept. 26 -- With festivals comes the aspiration to spend on gifts, clothes, luxurious products, and services. This happens as festivals are filled with immense positive energy and the thril... Read More


What is an FD-backed credit card, and how does it benefit you?

New Delhi, Sept. 25 -- An FD-backed credit card is a financial tool directly linked to a fixed deposit (FD). The FD, in this case, acts as collateral and helps the credit card holder secure a credit l... Read More


USD vs INR: Rupee hits historic low against dollar. Rising costs, expensive loans and falling stocks explained

USD vs INR, Sept. 25 -- The Indian rupee hit a historic low on Thursday, hovering around Rs.88.76 against the US dollar. The fall is driven by rising US tariffs on Indian goods, consistent foreign out... Read More


Does a one-day late payment affect your credit score significantly? Experts weigh in

New Delhi, Sept. 25 -- Your credit score, ranging between 300 and 900, acts like your financial report card. It impacts your eligibility for personal loans, credit cards, and even rentals. A common co... Read More


Soft inquiry vs hard inquiry: key differences and credit score impact

New Delhi, Sept. 25 -- When lending institutions review your credit report, they initiate what is known as a credit inquiry. This is basically a background check of the personal loan applicant. These ... Read More


How to use personal loans for shopping, travel, and home renovation during festivals

New Delhi, Sept. 25 -- Festival season is a highly anticipated period. It is primarily marked by celebrations, family gatherings, and increased household spending nationwide. Costs soar as jubilant i... Read More